It is a scam. You know, they keep telling us that there is no such thing as a free credit report sandwich till they are blue in the face, but do we care? No. We are people enamored by the free stuff and we keep hoping. And then we log onto websites that begin with the word "free" and may or may not end with the word "creditreport" or "videos" and we sign up for everything they have to offer. And then we get computer viruses, spyware and sometimes, chickenpox.
Now these here folks with www.freecreditreport.com, they will provide you with a "free" credit report and initially, all will be well. Your free credit report will inform you that you have exceptional credit and that you belong in the elite top 5 percentile of the mindless American consumer demographic and you bask in the glow of being an asset to the economy. But then, after a week, you check your credit card bill and you see that some asshole has billed you for $14.95. Then you make some inquiries and it turns out that it is in fact the folks at www.freecreditreport.com who have "charged" you a "fee" of $14.95. Apparently when you signed up for your free credit report and were making plans to take it out to dinner and a movie, you also signed up for a credit monitoring service that wasn't free and who the heck knows what else. Now everyday, you have to check your credit card online to see what else you signed up for on that unfortunate evening.
Now here's the irony. The reason you signed up for the free credit report in the first place was so you wouldn't have to keep checking your daily credit card activity for vague amounts charged by companies such as the very same free credit report company you signed up with.
www.freecreditreport.com. Scam. And fuck you, freecreditreport.com funny song guy. I am no longer sympathetic to your bad credit woes.
5 comments:
Ah! you fell for it too. Check out annualcreditreport.com for a genuinely free credit report; at least once a year. Or Credit Karma if you only want to check your credit score
you are an idiot and you are at fault.
patrix : yes i was convinced by the guy with the loser car who was living in his girlfriends basement and singing in the lobster shack. Fuck that guy.
zambezi : Perhaps. But fuck that.
In case you are wondering the truly free-no strings attached report is from www.annualcreditreport.com
Anything else is a scam, as you found out. More info here: http://www.ftc.gov/bcp/menus/consumer/credit/rights.shtm
fuck free credit report, they dont do a fucking thing but take your money. I have written them about 7 or 8 times in the past 3 months about items on my report that are duplicates, complained about it, and they still haven't even fucking responded. but when the card I had on file, was canceled, and they couldn't collect, they closed my account, and I dont even get access to my previous reports. Fuck them all
our credit report should be free to us. something that doesn't exist, that affects us tremendously in so many areas of our life, and there are companies out there who keep track of this information and WE have to pay to see it.
total fucking scam, not just free credit report, but the entire credit system.
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